Welcome to the Home of The Options Review

What People Say

Join Others Just Like You

At OAC, it’s all about helping you make informed decisions through education and understanding. We offer access to all makes and models and guide you through your journey in a stress-free, no-pressure way.

Explore Your Options

Bobby helped me to get my truck. I had no clue what to buy with so many options around me. My local dealership tried to pressurise me into a deal I never wanted. Then I met Bobby on OAC website. He was willing to know my needs first and then made suggestions about what will be good for me. I definitely recommend to work with Bobby at OAC to get your new ride.

Guneen Narula

Our recent new car buying experience was excellent with OAC. Our salesperson was knowledgeable and fully explained the features. We got good pricing for our new Jeep and a reasonable trade in for our used vehicle. The paperwork for financing and closing was efficient, and the new vehicle orientation was most helpful.
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Richard Tanner

Just purchased a new Dodge Ram pickup truck from OAC. What a great experience! Super friendly and helpful sales agent Thomas quickly helped me fund a truck which suited my needs and made sure all the features were clear to me before I took the truck home.
Just hope the truck proves to be as great as the Thomas and the rest of the people at OAC.

Richard Gilchrist

Simple, Fast & Secure

Choose Your Desired Vehicle Type

Take control of your car shopping experience with OAC. Get pre-approved for a car loan and find your ideal vehicle, whether it's an SUV, truck, or car, all from the comfort of your home.

I want an

SUV

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I want a

Truck

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I want a

Van

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I want a

Car

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How It Works

Convenient

We’ve reinvented the car-buying journey to focus on you and your unique needs—not just your credit. Here’s how it works:

Start with Your Trade Value

Get an accurate trade-in valuation based on your vehicle type, what you may owe, and your current monthly payment.

Your Credit Snapshot

Get a clear overview of where you stand, without any pressure. This step helps you understand what options are available to you.

Explore Your Options

Whether you're looking to lower your payments, reduce interest, or adjust to life changes, we'll help you explore what’s possible.

Let’s Talk

Schedule a personalized call to discuss your options and choose the best path forward.

Start Your Journey

Understand Your Credit

Make Credit Informed Decisions

Your credit score is crucial in securing loans, getting favorable interest rates, and even renting an apartment. Knowing your credit helps you make informed decisions about car financing options. With our free Equifax Credit Score tool, you can see where you stand and what you can afford.

Frequently Asked Questions

Everything You Need Too Know

Interested but still have questions? We've collected the most common questions people ask us.

How do I find out my trade value?

Provide details about your current vehicle, and we’ll give you an accurate valuation based on market data.

What if I’m not sure about my credit?

No worries! We’ll walk you through your credit snapshot so you know what options are available to you.

Can I get help lowering my payments or interest rate?

Yes! We’ll help you explore ways to adjust your car payments or interest based on your current financial goals.

How long does the approval process take?

You’ll get a response within 48 hours, so you can start planning your next steps quickly.